BAREK, T. A. P.; DJUUNA, M. .; DANANG, S. . The Effect of Mental Accounting and Heuristics on Financial Behavior with Self-Efficacy as Moderator. Journal of Management and Administration Provision , [S. l.], v. 5, n. 3, p. 479-491, 2025. DOI: 10.55885/jmap.v5i3.711. Disponível em: https://mail.psppjournals.org/index.php/jmap/article/view/711. Acesso em: 16 apr. 2026.